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Struggling with Bad Credit?
We Can Help You Secure a Mortgage!
You always have options​
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If you have a low credit score, getting approved for a mortgage can feel impossible. But at RefinanceBC, we specialize in helping homebuyers in British Columbia secure mortgages – even with bad credit.​
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No traditional bank approval required
Flexible mortgage solutions for all credit scores
Fast & easy approval process
Home purchase, refinancing & debt consolidation
Take the First Step and Apply Today!
Even if you've been turned down by banks, we work with a network of alternative lenders who look beyond your credit score. Our mortgage experts will: ​
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How We Help You Get a Mortgage with Bad Credit
Even if you've been turned down by banks, we work with a network of alternative lenders who look beyond your credit score. Our mortgage experts will: ​
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Review your financial situation and provide personalized options
Find lenders that accept low or bad credit scores
Help you improve your financial standing for better rates
Guide you through a fast & stress-free approval process
Who Qualifies for a Bad Credit Mortgage?​
Credit score below 600
People with late payment, collections, or bankruptcy history
Homeowners looking to refinance with bad credit
Anyone seeking debt consolidation through a mortgage

Watch Our On-Demand Video
Find out exactly how you can qualify.
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